How to Set Up an Account with Lowe’s Without a Personal Guarantee

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Instructions for Setting Up a Lowe’s Commercial Account for Your Business:

  1. Visit the following link: Click Here
  2. As part of the identity verification process, provide the business owner’s SSN and Date of Birth. Rest assured, this won’t impact your personal credit if you UNCHECK the personal guarantee option.
  3. Fill in the form using your company’s details. Ensure the information aligns with your Corporation/LLC filing and credit bureau records.
  4. Remember to UNCHECK the “Personal Guarantee” authorization box.
  5. Typically, Lowe’s will grant instant approval and inform you of the credit limit. If they require more processing time, ensure you note down the given reference number.

Key Points to Consider:

  • You can request a credit limit between $5000 – $10,000.
  • The underwriters usually prefer businesses with at least *10 employees and *2 years of operation as mentioned in the application.

Note: The mentioned criteria might be considered as projections and aren’t always verified during the application process.

Katelyn B

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